Learn more about
if you qualify for new
Final Expense
Insurance in Illinois

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With our proprietary tools, articles, and agents here to help you find a plan.

THE BASICS

What is Final Expense?

Final expense insurance is a whole life insurance policy that has a small death benefit and is easier to get approved for. Final expense insurance is also called “funeral insurance,” “burial insurance,” “simplified issue whole life insurance,” or “modified whole life insurance.” All are marketing terms that the insurance industry uses to sell small whole life policies with a face value (death benefit) of $2,000 to $50,000

PROTECT

What does Final Expense Insurance
do for me?

Let’s say you’re retired, no longer have life insurance through your employer, and don’t have an individual life insurance policy. You also don’t have a comfortable nest egg and are worried about the financial burden you’ll leave on your spouse and/or kids when you die.

SMALLER

Smaller Death Benefits

The smaller death benefit of final expense insurance makes the premiums more affordable, as Sabo notes above. And the policy is permanent. No matter when you die, your heirs will get the death benefit you want them to have, as long as you’ve paid your premiums.

What our customers have to say

With quality of service we have thousands of happy customers

David

Lake Forest CA

“I couldn’t find insurance that I could afford, so I relied on health clinics near me. Since I found Essential Final Expense, I can proudly say that I have coverage that I can afford.”

Terrance

Hartford CT

“Juan set us up with general coverage for my family that exceed our prior coverage and saved us a few bucks at the same time. Good Stuff.”

Erica

Austin TX

“We live in a time where coverage costs are rising a lot. I struggled a lot to find better coverage options in my price range. I would like to strongly recommend Essential Final Expense as a terrific provider.”

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